最新なACAMS CAMS問題集（771題）、真実試験の問題を全部にカバー！

質問 1：
Combating the Financing of Terrorism (CFT)]
Which action indicates possible Penza scheme activity?
A. A licensed seller offers higher profit on investments in a high risk country
B. An unlicensed investment advisor offers profits other investments cannot guarantee
C. A licensed investment advisor lures aging/retired professionals to invest in securities
D. A unlicensed investment advisor offers returns that are competitive with industry benchmarks
正解：B
解説: (Pass4Test メンバーにのみ表示されます)

質問 2：
To ensure that an institution's anti-money laundering program is current, which step should be taken?
A. The program should be sent to the institution's government regulator on a periodic basis
B. The program should be evaluated and updated at least every six months be the Board of Directors
C. The program should be reassessed at least annually
D. The program should be reviews by a federal law enforcement officer for gaps in controls
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 3：
Combating the Financing of Terrorism (CFT)]
The USA PATRIOT Act requires United States (U.S.) financial institutions to collect certain information from non-U.S. banks that hold a correspondent account.
Which two pieces of information must a non-U.S. bank provide to its U.S. correspondent to enable them to comply with this requirement? (Choose two.)
A. Prompt notice of any suspicious activity it detects on any customer who uses the correspondent account
B. The name and address of all beneficial owners who own 25% or more of the bank
C. The name and address of a U.S. person who is authorized to receive service of legal process for the bank
D. The name and address of all shell banks the bank maintains accounts for
正解：C,D
解説: (Pass4Test メンバーにのみ表示されます)

質問 4：
Combating the Financing of Terrorism (CFT)]
Client A is flagged for a high volume of outgoing transfers. Further investigation reveals Client A has a potentially key role in a network linked to human trafficking. After filing a suspicious activity report, what step should the investigator take next?
A. Restrain or block the client's account(s) until law enforcement makes an arrest.
B. Prepare a summary for senior management recommending client off-boarding.
C. Contact the Federal Bureau of Investigation (FBI) to communicate the investigation findings.
D. Inform other local financial institutions about the client so they can halt potential services.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)

質問 5：
the Financing of Terrorism (CFT)]
Which statements relate to the mandate, roles, and responsibilities of the Financial Action Task Force (FATF) and the FATF-Style Regional Bodies (FSRBs)? (Select Two).
A. FSRBs have the right to develop standards with which their member countries are bound to comply.
B. FATF and FSRBs are free-standing organizations that share the common goals of combating money laundering and the financing of terrorism and proliferation.
C. In the process of setting standards. FATF will only consider inputs from its member countries as part of the consultation process.
D. FSRBs play an essential role in identifying and addressing AML technical assistance needs for their individual member countries.
E. FATF member countries cannot be members of an FSRB at the same time.
正解：B,D
解説: (Pass4Test メンバーにのみ表示されます)

質問 6：
Money laundering has social and economic impacts, especially within developing countries. A high volume of money laundering in a country may: (Select Two.)
A. Reduce confidence in the country's financial sector.
B. Dissuade government tax incentive programs.
C. Lower the employment rate.
D. Dissuade foreign investment.
E. Reduce volatility in exchange and interest rates.
正解：A,D
解説: (Pass4Test メンバーにのみ表示されます)

質問 7：
Which of the following is the financial stage of money laundering?
A. structuring
B. placement
C. integration
D. off shoring
正解：B
解説: (Pass4Test メンバーにのみ表示されます)

質問 8：
the Financing of Terrorism (CFT)]
Which is an objective of the Financial Action Task Force (FATF)-Style Regional Bodies (FSRBs)?
A. To enforce implementation of the FATF recommendations amongst its member countries
B. To issue their own recommendations, considering local typologies, ignoring the FATF 40 recommendations
C. To work independently from FATF and to be closely involved in improving law enforcement outcomes in their regions
D. To work in parallel with FATF by operating on the basis of (mutual, joint, or common) recognition of their work
正解：A

質問 9：
Private investment companies are potentially vulnerable to money laundering because:
A. they are shell companies formed to maintain a client's confidentiality.
B. they transact shares that are not traded on a stock exchange.
C. It can be difficult to identify the people who are the ultimate beneficial owners.
D. they exist in offshore jurisdictions with tight secrecy laws to protect the privacy of their owner(s).
正解：C
解説: (Pass4Test メンバーにのみ表示されます)