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質問 1：
A compliance officer for a casino may suspect money laundering if an individual:
A. invokes reporting requirements through a lump sum payment.
B. refers to casino associates by their first name.
C. requests to have winnings transferred to a bank account of a third party.
D. purchases a low volume of chips with cash and turns them in for a casino check.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
According to the Financial Action Task Force, financial institutions should exit the relationship with a client in which case?
A. The country of incorporation has been elevated to high-risk.
B. The client refuses to update information.
C. The client is a politically exposed person.
D. There is a change in ownership structure.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
What are the European Union Directives on Money Laundering?
A. They require financial institutions to report suspicious activity to the Egmont Group in Brussels
B. They require members to implement certain laws of prevent money laundering
C. They are written by the Wolfsberg Group
D. They are voluntary codes of best practice for the financial sector
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
How does the Egmont Group assist financial intelligence unit members to accomplish their goals? (Select Three.)
A. Encourages operational autonomy of financial intelligence units
B. Provides support to expand and systematize cooperation related to the reciprocal exchange of information
C. Supplies information on the common money laundering tactics used by terrorists and financial supporters of terrorism
D. Develops official lists of suspected terrorists on a globally coordinated basis by relevant authorities
E. Maintains uniform global formats for funds transfers that assist in the detection of money laundering
F. Fosters better and secure communication through the application of technology
正解：A,B,F
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
A company service provider in Country A sets up a corporate structure for a client from Country B, which is known for corruption. The corporate structure includes a holding company in Country A with a bank account in one of the international banks located there.
During on-boarding, the client's wealth was estimated at $7 million. Shortly thereafter, the client's father became president of Country B. During a routine client review two years later, it was identified that client's wealth had grown to $510 million.
What are two red flags that indicate money laundering or financial terrorism? (Choose two.)
A. The client is from a country known for corruption.
B. The holding company is in Country A with a bank account in one of the international banks.
C. The substantial growth in wealth during a short period of time.
D. The client is a family member of a PEP from a country known for corruption.
正解：A,D
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
A bank receives an anonymous tip from an employee about another employee through its confidential hotline.
Which activity warrants further review?
A. An employee in accounting works with customers to help understand how to reduce service charges
B. An employee in bookkeeping accepts funds transfer requests from customers via telephone
C. A teller distributes bank brochures to customers who regularly conduct cash transactions below reporting limits
D. A mortgage officer works with home loan applicants to resolve adverse credit issues
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
Which two aspects of precious metals pose the highest risk of money laundering? (Choose two.)
A. Precious metals can be readily used in many high-tech commercial applications, making them all the more valuable
B. Precious metals have high intrinsic value in a relatively compact form and are easy to convert into currency
C. Some precious metals can be formed into other objects, making easier to transport
D. The value of precious metals can be inflated easily, making it easy to increase the amount of money laundered
正解：B,C
解説: (Pass4Test メンバーにのみ表示されます)
質問 8：
A U.K. real estate agent has three foreign clients interested in purchasing an apartment building, valued at £30 million, in the outskirts of London as an investment property. The clients are not willing to have their names provided to the bank. The clients want to purchase to be made in the names of three private companies for privacy reasons. The plan is to wire the funds into an account held in the name of another private company at a bank in London.
Which red flag should stop the agent from discussing this potential purchase further?
A. The clients are foreign
B. The clients have the funds necessary to fund a £30 million purchase
C. The clients are not willing to have their names provided to the bank
D. The clients want to purchase to be made in the names of the private companies
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 9：
According to the Financial Crimes Enforcement Network, after an initial suspicious activity report has been filed for a customer, a financial institution must perform a continuing review of the account for a period of how many days?
A. 120 days
B. 60 days
C. 30 days
D. 90 days
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
A compliance officer for a casino may suspect money laundering if an individual:
A. invokes reporting requirements through a lump sum payment.
B. refers to casino associates by their first name.
C. requests to have winnings transferred to a bank account of a third party.
D. purchases a low volume of chips with cash and turns them in for a casino check.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
According to the Financial Action Task Force, financial institutions should exit the relationship with a client in which case?
A. The country of incorporation has been elevated to high-risk.
B. The client refuses to update information.
C. The client is a politically exposed person.
D. There is a change in ownership structure.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
What are the European Union Directives on Money Laundering?
A. They require financial institutions to report suspicious activity to the Egmont Group in Brussels
B. They require members to implement certain laws of prevent money laundering
C. They are written by the Wolfsberg Group
D. They are voluntary codes of best practice for the financial sector
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
How does the Egmont Group assist financial intelligence unit members to accomplish their goals? (Select Three.)
A. Encourages operational autonomy of financial intelligence units
B. Provides support to expand and systematize cooperation related to the reciprocal exchange of information
C. Supplies information on the common money laundering tactics used by terrorists and financial supporters of terrorism
D. Develops official lists of suspected terrorists on a globally coordinated basis by relevant authorities
E. Maintains uniform global formats for funds transfers that assist in the detection of money laundering
F. Fosters better and secure communication through the application of technology
正解：A,B,F
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
A company service provider in Country A sets up a corporate structure for a client from Country B, which is known for corruption. The corporate structure includes a holding company in Country A with a bank account in one of the international banks located there.
During on-boarding, the client's wealth was estimated at $7 million. Shortly thereafter, the client's father became president of Country B. During a routine client review two years later, it was identified that client's wealth had grown to $510 million.
What are two red flags that indicate money laundering or financial terrorism? (Choose two.)
A. The client is from a country known for corruption.
B. The holding company is in Country A with a bank account in one of the international banks.
C. The substantial growth in wealth during a short period of time.
D. The client is a family member of a PEP from a country known for corruption.
正解：A,D
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
A bank receives an anonymous tip from an employee about another employee through its confidential hotline.
Which activity warrants further review?
A. An employee in accounting works with customers to help understand how to reduce service charges
B. An employee in bookkeeping accepts funds transfer requests from customers via telephone
C. A teller distributes bank brochures to customers who regularly conduct cash transactions below reporting limits
D. A mortgage officer works with home loan applicants to resolve adverse credit issues
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
Which two aspects of precious metals pose the highest risk of money laundering? (Choose two.)
A. Precious metals can be readily used in many high-tech commercial applications, making them all the more valuable
B. Precious metals have high intrinsic value in a relatively compact form and are easy to convert into currency
C. Some precious metals can be formed into other objects, making easier to transport
D. The value of precious metals can be inflated easily, making it easy to increase the amount of money laundered
正解：B,C
解説: (Pass4Test メンバーにのみ表示されます)
質問 8：
A U.K. real estate agent has three foreign clients interested in purchasing an apartment building, valued at £30 million, in the outskirts of London as an investment property. The clients are not willing to have their names provided to the bank. The clients want to purchase to be made in the names of three private companies for privacy reasons. The plan is to wire the funds into an account held in the name of another private company at a bank in London.
Which red flag should stop the agent from discussing this potential purchase further?
A. The clients are foreign
B. The clients have the funds necessary to fund a £30 million purchase
C. The clients are not willing to have their names provided to the bank
D. The clients want to purchase to be made in the names of the private companies
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 9：
According to the Financial Crimes Enforcement Network, after an initial suspicious activity report has been filed for a customer, a financial institution must perform a continuing review of the account for a period of how many days?
A. 120 days
B. 60 days
C. 30 days
D. 90 days
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
Abe -
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