最新なCII M05問題集（121題）、真実試験の問題を全部にカバー！

質問 1：
Which of the following is an example of a condition precedent in an insurance contract?
A. A policyholder's agreement to not engage in fraudulent behavior
B. The insurer's requirement to pay claims within a specific period after notification
C. The insured's duty to disclose any material changes in their circumstances
D. A policyholder's obligation to make premium payments
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 2：
Which of the following is a typical remedy for an insurer when the insured breaches a warranty?
A. The insurer must continue to provide coverage, but with an increased premium
B. The insurer is obligated to reduce the payout amount based on the breach
C. The insurer may cancel the contract or refuse to pay a claim
D. The insurer can sue the insured for breach of contract
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 3：
What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?
A. 35% for both cases.
B. 50% for both cases.
C. 35% for personal injury cases and 25% for employment tribunal cases.
D. 25% for personal injury cases and 35% for employment tribunal cases.
正解：D

質問 4：
For this question more than 1 option is correct. You must select ail the correct options to gain the mark.
In what circumstances does the Fires Prevention (Metropolis) Act 1774 require insurance companies to ensure that claims monies are used to rebuild or reinstate buildings destroyed or damaged by fire?
A. Where there is underinsurance.
B. Where the building was destroyed by an explosion.
C. When fraud or arson by the insured is suspected.
D. Upon the request of any person(s) interested in the buildings.
正解：C,D

質問 5：
What is the principal reason for which a proposer is asked by the insurer whether his car will be driven by anyone else?
A. To establish whether insurable interest exists.
B. To enable a loading to be applied.
C. It is a material circumstance.
D. To enable a discount to be applied.
正解：C

質問 6：
Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?
A. 3 years.
B. 6 years.
C. 15 years.
D. 9 years.
正解：A

質問 7：
A survey of a car repairers reveals a spray booth exists by an unguarded paraffin space beater. Also, a day's supply of paint is kept within the building and waste is removed daily from a metal bin. What will the underwriter perceive as the main physical hazard?
A. The paint.
B. The spray booth.
C. The waste bin.
D. The unguarded paraffin space heater.
正解：D

質問 8：
Which of the following terms in an insurance policy is typically enforceable in a court of law?
A. Exclusions
B. Representations
C. Conditions precedent
D. Warranties
正解：D
解説: (Pass4Test メンバーにのみ表示されます)