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質問 1：
The branch of law particularly relevant when handling negligence claims is
A. civil law.
B. public law.
C. constitutional law.
D. administrative.
正解：A
質問 2：
Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?
A. 3 years.
B. 6 years.
C. 15 years.
D. 9 years.
正解：A
質問 3：
A warranty in Emily's personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer's likely response to her claim for the lost money?
A. Reject the claim for breach of warranty.
B. Make an ex-gratia payment.
C. Avoid the policy ab initio.
D. Pay the claim in full.
正解：D
質問 4：
As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because
A. the misrepresentation was innocent.
B. the misrepresentation was fraudulent.
C. no claim had been submitted or paid.
D. the premium was paid by monthly installments.
正解：A
質問 5：
A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?
A. If there is a subrogation action against the manufacturer of the tumble dryer.
B. If there is a breach of a warranty requiring the burglar alarm to be set.
C. If the tumble dryer is covered by extended warranty insurance.
D. If the policyholder exaggerates the value of the claim.
正解：D
The branch of law particularly relevant when handling negligence claims is
A. civil law.
B. public law.
C. constitutional law.
D. administrative.
正解：A
質問 2：
Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?
A. 3 years.
B. 6 years.
C. 15 years.
D. 9 years.
正解：A
質問 3：
A warranty in Emily's personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer's likely response to her claim for the lost money?
A. Reject the claim for breach of warranty.
B. Make an ex-gratia payment.
C. Avoid the policy ab initio.
D. Pay the claim in full.
正解：D
質問 4：
As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because
A. the misrepresentation was innocent.
B. the misrepresentation was fraudulent.
C. no claim had been submitted or paid.
D. the premium was paid by monthly installments.
正解：A
質問 5：
A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?
A. If there is a subrogation action against the manufacturer of the tumble dryer.
B. If there is a breach of a warranty requiring the burglar alarm to be set.
C. If the tumble dryer is covered by extended warranty insurance.
D. If the policyholder exaggerates the value of the claim.
正解：D
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