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質問 1：
What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?
A. 35% for both cases.
B. 50% for both cases.
C. 35% for personal injury cases and 25% for employment tribunal cases.
D. 25% for personal injury cases and 35% for employment tribunal cases.
正解：D
質問 2：
Which of the following is a key principle of insurance law that requires the insured to disclose all material facts?
A. Utmost good faith
B. Indemnity
C. Contribution
D. Subrogation
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
A claimant may possibly recover money transferred under an illegal contract when
A. both parties to the contract are equal in wrongdoing.
B. the contract is against public policy but not substantive law.
C. the legal portion of the contract can be severed from the illega portion.
D. the illegality makes the contract voidable rather than void.
正解：A
質問 4：
A warranty in Emily's personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer's likely response to her claim for the lost money?
A. Reject the claim for breach of warranty.
B. Make an ex-gratia payment.
C. Avoid the policy ab initio.
D. Pay the claim in full.
正解：D
質問 5：
Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?
A. The unhygienic washing of the dog bite.
B. The delay in obtaining the correct medical treatment.
C. The original physical injury of the dog bite.
D. The delay in seeking medical treatment.
正解：C
質問 6：
Which of the following is a key principle of insurance that ensures that a policyholder is not overcompensated for a loss?
A. Utmost good faith
B. Insurable interest
C. Indemnity
D. Subrogation
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
The Chancery Division is a division of the:
A. High Court.
B. Crown Court.
C. County Court.
D. Magistrates Court.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 8：
Tim is a local insurance broker. He has authority to receive premiums for a personal lines insurer and earns commission from the insurer for sales. Paul, an elderly customer, asked Tim for advice regarding his personal insurance requirements and to assist with completing the proposal form for household insurance. In these circumstances, who, if anyone, is Tim's principal?
A. The insurer at all times.
B. No one as Tim is not a party to the insurance contract.
C. Both the insurer and Paul at different times.
D. Paul as it is a consumer contract.
正解：A
What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?
A. 35% for both cases.
B. 50% for both cases.
C. 35% for personal injury cases and 25% for employment tribunal cases.
D. 25% for personal injury cases and 35% for employment tribunal cases.
正解：D
質問 2：
Which of the following is a key principle of insurance law that requires the insured to disclose all material facts?
A. Utmost good faith
B. Indemnity
C. Contribution
D. Subrogation
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
A claimant may possibly recover money transferred under an illegal contract when
A. both parties to the contract are equal in wrongdoing.
B. the contract is against public policy but not substantive law.
C. the legal portion of the contract can be severed from the illega portion.
D. the illegality makes the contract voidable rather than void.
正解：A
質問 4：
A warranty in Emily's personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer's likely response to her claim for the lost money?
A. Reject the claim for breach of warranty.
B. Make an ex-gratia payment.
C. Avoid the policy ab initio.
D. Pay the claim in full.
正解：D
質問 5：
Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?
A. The unhygienic washing of the dog bite.
B. The delay in obtaining the correct medical treatment.
C. The original physical injury of the dog bite.
D. The delay in seeking medical treatment.
正解：C
質問 6：
Which of the following is a key principle of insurance that ensures that a policyholder is not overcompensated for a loss?
A. Utmost good faith
B. Insurable interest
C. Indemnity
D. Subrogation
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
The Chancery Division is a division of the:
A. High Court.
B. Crown Court.
C. County Court.
D. Magistrates Court.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 8：
Tim is a local insurance broker. He has authority to receive premiums for a personal lines insurer and earns commission from the insurer for sales. Paul, an elderly customer, asked Tim for advice regarding his personal insurance requirements and to assist with completing the proposal form for household insurance. In these circumstances, who, if anyone, is Tim's principal?
A. The insurer at all times.
B. No one as Tim is not a party to the insurance contract.
C. Both the insurer and Paul at different times.
D. Paul as it is a consumer contract.
正解：A
Kurihara -
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