最新なFINRA SIE問題集（166題）、真実試験の問題を全部にカバー！

質問 1：
The cash value of a variable life insurance policy is affected by which of the following factors?
A. Fluctuating market conditions
B. Changes in the death benefit
C. Contingent deferred sales charges
D. Changes in the beneficiary
正解：A
解説: (Pass4Test メンバーにのみ表示されます)

質問 2：
On settlement date, a customer is unable to pay for a purchase in his cash account. His position is liquidated.
Which of the following statements is true according to Federal Reserve Regulation T?
A. The customer is barred from trading for 30 days.
B. The customer's account is frozen for 90 days.
C. Only closing transactions are permitted.
D. All related accounts are frozen for 90 days.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)

質問 3：
Which of the following rates is subject to the most frequent changes?
A. Call loan
B. Prime
C. Federal funds
D. Discount
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 4：
After a customer purchases bonds at a yield of 5.00%, the current yield at market price increases to 5.25%.
Which of the following statements is true regarding the value of the bonds?
A. The value of the bonds has increased.
B. The face value of the bonds has decreased.
C. There is no change in the value of the bonds.
D. The value of the bonds has decreased.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)

質問 5：
Which of the following risks are associated with Treasury securities?
A. Interest rate risk
B. Prepayment risk
C. Liquidity risk
D. Credit risk
正解：A
解説: (Pass4Test メンバーにのみ表示されます)

質問 6：
When is it permissible to exercise European-style options contracts?
A. Only on the day after expiration
B. Only on the day of expiration
C. Only on the third Friday of every month
D. Only on the last business day before expiration
正解：B
解説: (Pass4Test メンバーにのみ表示されます)

質問 7：
A municipal securities dealer makes a political contribution of $990 to a local mayoral candidate. At the end of the quarter, to whom, if anyone, must the dealer report the contribution?
A. FINRA
B. No disclosure required as the amount is below the reporting threshold
C. MSRB
D. SEC
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 8：
Which of the following transactions gives a U.S. citizen the most efficient means to invest in the stock of an overseas corporation that trades only on a foreign exchange?
A. Purchase a U.S.-based mutual fund that invests in foreign stocks
B. Purchase an American Depositary Receipt (ADR) on a domestic exchange
C. Purchase an ETF on the foreign exchange
D. Purchase an option on the stock on a domestic exchange
正解：B
解説: (Pass4Test メンバーにのみ表示されます)

質問 9：
A customer will be out of the country for the next two months on business and asks his firm to hold his mail until he returns. Which of the following statements is true regarding this request?
A. The firm is prohibited from holding the customer's mail under FINRA rules due to the personal information contained.
B. The firm is permitted to hold the mail as long as the registered representative (RR) complies with the customer's oral instructions.
C. At the discretion of the RR, the firm is permitted to hold the customer's mail provided it takes reasonable actions to ensure no tampering occurs with this mail.
D. The firm must receive written instructions from the customer that include the time period for the requested mail hold.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)