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質問 1：
What does a limited payment whole life policy provide?
A. Protection to age 65.
B. A lower premium.
C. Life time protection.
D. Pure protection.
正解：B
質問 2：
Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin's annuity be?
A. Nonforfeiture period.
B. Payout period.
C. Accumulation period.
D. Annuity period.
正解：C
質問 3：
Who can surrender an annuity during the accumulation period?
A. The annuitant.
B. The beneficiary.
C. The company.
D. The policyowner.
正解：D
質問 4：
The most common use of a group life insurance policy is to insure
A. members of a family.
B. company employees.
C. retirees.
D. association members.
正解：B
質問 5：
The purpose of insurance Is to
A. reduce risk.
B. avoid risk.
C. increase risk.
D. transfer risk.
正解：D
質問 6：
The structure of a credit life insurance policy does NOT allow for
A. conversion privileges.
B. coverage amount to match the loan amount.
C. group policies.
D. Individual policies.
正解：A
質問 7：
To receive proceeds from a death benefit, a minor
A. must be at least 16 years old.
B. must be related to the insured.
C. must have an appointed guardian.
D. can only be named as a contingent beneficiary.
正解：C
質問 8：
At what age can an Individual begin to receive distributions from an IRA without a tax penalty?
A. 65 1/2 years.
B. 59 1/2 years.
C. 55 1/2 years.
D. 63 1/2 years.
正解：B
What does a limited payment whole life policy provide?
A. Protection to age 65.
B. A lower premium.
C. Life time protection.
D. Pure protection.
正解：B
質問 2：
Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin's annuity be?
A. Nonforfeiture period.
B. Payout period.
C. Accumulation period.
D. Annuity period.
正解：C
質問 3：
Who can surrender an annuity during the accumulation period?
A. The annuitant.
B. The beneficiary.
C. The company.
D. The policyowner.
正解：D
質問 4：
The most common use of a group life insurance policy is to insure
A. members of a family.
B. company employees.
C. retirees.
D. association members.
正解：B
質問 5：
The purpose of insurance Is to
A. reduce risk.
B. avoid risk.
C. increase risk.
D. transfer risk.
正解：D
質問 6：
The structure of a credit life insurance policy does NOT allow for
A. conversion privileges.
B. coverage amount to match the loan amount.
C. group policies.
D. Individual policies.
正解：A
質問 7：
To receive proceeds from a death benefit, a minor
A. must be at least 16 years old.
B. must be related to the insured.
C. must have an appointed guardian.
D. can only be named as a contingent beneficiary.
正解：C
質問 8：
At what age can an Individual begin to receive distributions from an IRA without a tax penalty?
A. 65 1/2 years.
B. 59 1/2 years.
C. 55 1/2 years.
D. 63 1/2 years.
正解：B
Tanaka -
試験内容を徹底的に分析し、Pass4TestのOH-Life-Agent-Series-11-44問題集は初心者にも分かりやすい