Which person is generally eligible to establish and contribute to a health savings account (HSA)?
A. A person covered by a qualified high-deductible health plan and meeting other eligibility requirements
B. A person enrolled in Medicare Part A
C. A person enrolled in any health plan with no deductible
D. A person claimed as another taxpayer's dependent
正解:A
解説: (Pass4Test メンバーにのみ表示されます)
質問 2:
Which of the following statements is generally CORRECT about a major medical policy?
A. It provides benefits for in-hospital expenses only, subject to policy limits.
B. It provides benefits for reasonable and necessary medical expenses, subject to policy limits.
C. It contains more limitations than a Basic Hospital, Medical, or Surgical policy.
D. It contains a 30-day Elimination period for losses due to sickness.
正解:B
解説: (Pass4Test メンバーにのみ表示されます)
質問 3:
A person insured under a policy of Long Term Care insurance issued pursuant to a direct response solicitation has how many days after delivery to return the policy for a full refund?
A. Forty-five days
B. Thirty days
C. Sixty days
D. Ten days
正解:B
解説: (Pass4Test メンバーにのみ表示されます)
質問 4:
Which policy is designed to pay benefits upon diagnosis or treatment of a specifically named illness, such as cancer?
A. Specified disease insurance
B. Group term life insurance
C. Major medical insurance
D. Credit disability insurance
正解:A
解説: (Pass4Test メンバーにのみ表示されます)
質問 5:
Insurance for the primary purpose of repaying a loan in the event of disability is referred to as:
A. Loan Repayment policy
B. Guaranteed Asset Protection policy
C. Credit Life and Major Medical policy
D. Credit Accident and Health policy
正解:D
解説: (Pass4Test メンバーにのみ表示されます)
質問 6:
Which statement is true of a variable life insurance policy?
A. The policyowner bears no investment risk.
B. The cash value may fluctuate with separate-account investment performance.
C. The cash value is held only in the insurer's general account.
D. The policy is always a temporary term policy.
正解:B
解説: (Pass4Test メンバーにのみ表示されます)
質問 7:
Basic cancer plans pay for all of the following EXCEPT:
A. chemotherapy
B. immunotherapy
C. radiotherapy
D. physical therapy
正解:D
解説: (Pass4Test メンバーにのみ表示されます)
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贯地** -
これを使って不合格になるわけがないよInsNV_Health02正解だけでなく,間違い選択肢についても確認できる,詳細な解説だお気に入りです。