最新なThe Institutes CPCU-500問題集（60題）、真実試験の問題を全部にカバー！

質問 1：
In order for an insurer to cover a bodily injury or property damage claim under Section II Liability of the ISO Businessowners Policy, all of the following conditions must be met, EXCEPT:
A. The bodily injury or property damage must be caused by an accident.
B. The occurrence must happen in the policy territory.
C. The claim must be made during the policy period.
D. The bodily injury or property damage must occur during the policy period.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 2：
The owner of Toto Industries is evaluating various workers compensation plans for their ability to meet the organization's risk financing goals. The guaranteed cost policy is less effective than other programs in meeting which one of the following goals?
A. Comply with legal and regulatory requirements
B. Pay for losses
C. Minimize the cost of risk
D. Manage uncertainty
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 3：
George is CFO of XYZ Medical and has just learned that the company is about to announce a major breach into its customer database. Two days before the proposed announcement date, George sells a 10,000 share block of his stock in XYZ Medical. After the hacking is announced, the share price falls by 27%. George's actions likely constitute
A. Business judgment.
B. Outside trading.
C. Reasonable care.
D. Insider trading.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)

質問 4：
Manufacturing Company applied for general liability insurance from Insurance Company. Underwriter Raul reviewed Manufacturing Company's application and was favorably impressed with what he saw. No claims, lawsuits, or potential claims were disclosed. He spoke by phone to Manufacturing Company's management and was equally impressed with their qualifications and attitude, so he approved the application. If Raul had conducted a web search, he would have found many complaints about the quality of the company's products and several products liability court cases against it. Which one of the following statements concerning Raul's approach to handling Manufacturing Company's application is correct?
A. Raul did not analyze information logically.
B. Raul did not recognize his own biases.
C. Raul failed to gather reliable information.
D. Raul should not have spoken to Manufacturing Company's leaders.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 5：
No-Flame Company installs fire suppressant systems in newly constructed buildings. No-Flame has an occurrence version of the Commercial General Liability Coverage Form. The first day the owners occupied a new building, the fire suppressant system installed by No-Flame malfunctioned. The building owner sustained personal property damage, and the chemicals released by the system caused minor injuries to three of the building owner's employees. No-Flame publicly accused the building owner of setting the suppressant system off in order to collect the insurance proceeds, although No-Flame knew that its systems had defects. The owner sued No-Flame for damages. Which one of the following statements best describes how No-Flame's CGL insurer will respond to the lawsuit?
A. The insurer will cite the exclusion under Coverage B Personal and Advertising Injury Liability related to injury arising out of oral or written publication of material done by the insured with knowledge of its falsity.
B. The insurer will cite the exclusion under Coverage A Bodily Injury and Property Damage Liability that is titled Damage to Impaired Property or Property Not Physically Injured.
C. The insurer will cite the exclusion under Coverage A Bodily Injury and Property Damage Liability that is titled Expected or Intended Injury.
D. The insurer will deny the entire lawsuit because the allegations involve both bodily injury and personal and advertising injury.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)

質問 6：
A proper meeting includes effectively spurring action, triggering accountability, and driving results. These include listing what was decided, upcoming deadlines, action steps, and copies of reports/slides. Which one of the key phases of running an effective meeting would these be found in?
A. Preparation
B. Participant management
C. Ground rules
D. Follow up
正解：D
解説: (Pass4Test メンバーにのみ表示されます)