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質問 1：
A buyer who is purchasing a property intends to build a chain link fence in the backyard. There is a 12-year- old deed restriction that prohibits chain link fences. The licensee finds out that there are no city codes prohibiting chain link fences. Which of the following statements regarding this situation is true?
A. City code always takes priority over deed restrictions.
B. This city code takes priority because deed restrictions expire 10 years after a subdivision is developed.
C. This deed restriction is more restrictive and will, therefore, take precedence.
D. Deed restrictions always take priority over city codes.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
A buyer made an offer to purchase a home using a VA loan, but the property's appraised value was determined to be less than the contract price. If the buyer really wants the property, which of the following choices is the buyer's best option?
A. Hire an appraiser and see if a second appraisal yields a higher appraised value.
B. Make up the difference between the contract price and appraised value in cash.
C. Do nothing, because the seller must sell the property at the appraised value.
D. Seek an FHA lender who will automatically make up the difference between the contract price and the appraised value.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
A property that contains a 2,500-square-foot house has a land value of $45,000. The house suffers from
$7,000 of physical depreciation and $2,500 of functional obsolescence. If the replacement cost of the house is
$75 per square foot, what is the value of the property?
A. $232,500
B. $187,500
C. $223,000
D. $178,000
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
Prospective buyers asked the licensee representing them if it would be a good idea to check the property they wish to purchase for radon. The licensee's best response would be to tell the buyers that:
A. they need not do so, because if radon were present, there would be an odor that would make it easy to detect.
B. it is unlikely that radon would be a problem in that area.
C. they should do so, because radon is now considered to be one of the causes of lung cancer.
D. as long as they are non-smokers, it should not be an issue.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
Rules for Truth in Lending and RESPA call for disclosure documents to borrowers. How can a managing broker best prepare associated licensees to manage these disclosures?
A. Because the lender has primary responsibility to provide these forms, the broker and licensees should be aware of the items required for the lender to comply.
B. The buyer's broker can provide samples so that when the licensee and the borrower prepare the forms they are following a good example.
C. Because the listing broker will be primarily responsible for completing the Loan Estimate to send to the lender, the broker should train associated licensees to collect all the necessary information in a timely fashion.
D. The managing broker should train licensees to advise borrowers to accept the Loan Estimate right away.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
A buyer who is purchasing a property intends to build a chain link fence in the backyard. There is a 12-year- old deed restriction that prohibits chain link fences. The licensee finds out that there are no city codes prohibiting chain link fences. Which of the following statements regarding this situation is true?
A. City code always takes priority over deed restrictions.
B. This city code takes priority because deed restrictions expire 10 years after a subdivision is developed.
C. This deed restriction is more restrictive and will, therefore, take precedence.
D. Deed restrictions always take priority over city codes.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
A buyer made an offer to purchase a home using a VA loan, but the property's appraised value was determined to be less than the contract price. If the buyer really wants the property, which of the following choices is the buyer's best option?
A. Hire an appraiser and see if a second appraisal yields a higher appraised value.
B. Make up the difference between the contract price and appraised value in cash.
C. Do nothing, because the seller must sell the property at the appraised value.
D. Seek an FHA lender who will automatically make up the difference between the contract price and the appraised value.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
A property that contains a 2,500-square-foot house has a land value of $45,000. The house suffers from
$7,000 of physical depreciation and $2,500 of functional obsolescence. If the replacement cost of the house is
$75 per square foot, what is the value of the property?
A. $232,500
B. $187,500
C. $223,000
D. $178,000
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
Prospective buyers asked the licensee representing them if it would be a good idea to check the property they wish to purchase for radon. The licensee's best response would be to tell the buyers that:
A. they need not do so, because if radon were present, there would be an odor that would make it easy to detect.
B. it is unlikely that radon would be a problem in that area.
C. they should do so, because radon is now considered to be one of the causes of lung cancer.
D. as long as they are non-smokers, it should not be an issue.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
Rules for Truth in Lending and RESPA call for disclosure documents to borrowers. How can a managing broker best prepare associated licensees to manage these disclosures?
A. Because the lender has primary responsibility to provide these forms, the broker and licensees should be aware of the items required for the lender to comply.
B. The buyer's broker can provide samples so that when the licensee and the borrower prepare the forms they are following a good example.
C. Because the listing broker will be primarily responsible for completing the Loan Estimate to send to the lender, the broker should train associated licensees to collect all the necessary information in a timely fashion.
D. The managing broker should train licensees to advise borrowers to accept the Loan Estimate right away.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
福田** -
試験前もずっと勉強していたので、よかったです。Pass4Test参考書とあとは努力ですね。