1381 お客様のコメント
質問 1：
All of the following are common underwriting factors used by life insurance companies EXCEPT:
A. Amount of insurance applied for
B. Driving record
C. Family health history
D. Ethnic heritage
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
How often must insurance licensees subject to continuing education meet the educational requirements?
A. Every three years
B. There is no requirement
C. Each year
D. Every two years
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
The Maryland Insurance Administration may suspend an agent's license for all of the following reasons EXCEPT:
A. Engaging in fraudulent or dishonest practices
B. Violating a regulation or order of the Maryland Insurance Administration
C. Mishandling premium payments
D. Sharing commissions with agents holding the same license type
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
Which contract offers flexible deposits, deferred taxation, a guaranteed minimum interest rate, and death proceeds equal to the cash value?
A. A universal life insurance policy
B. An adjustable whole life insurance policy
C. An available deferred annuity
D. A flexible premium fixed annuity
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
In the event of a death claim under a life insurance policy, what happens to the amount of any existing policy loan?
A. It is deducted from the face amount of the policy together with any interest due.
B. It is canceled, and the beneficiary receives the face amount of the policy.
C. It represents a primary claim against the estate of the insured.
D. The beneficiary has an obligation to pay the amount to the insurance company.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
Which one of the following statements about participating life insurance is true?
A. Policyowners are assessed monthly for losses.
B. The insured must be the policyowner.
C. The insurer must be a stock company.
D. Policyowners may be entitled to receive dividends.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
All of the following are common underwriting factors used by life insurance companies EXCEPT:
A. Amount of insurance applied for
B. Driving record
C. Family health history
D. Ethnic heritage
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
How often must insurance licensees subject to continuing education meet the educational requirements?
A. Every three years
B. There is no requirement
C. Each year
D. Every two years
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
The Maryland Insurance Administration may suspend an agent's license for all of the following reasons EXCEPT:
A. Engaging in fraudulent or dishonest practices
B. Violating a regulation or order of the Maryland Insurance Administration
C. Mishandling premium payments
D. Sharing commissions with agents holding the same license type
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
Which contract offers flexible deposits, deferred taxation, a guaranteed minimum interest rate, and death proceeds equal to the cash value?
A. A universal life insurance policy
B. An adjustable whole life insurance policy
C. An available deferred annuity
D. A flexible premium fixed annuity
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
In the event of a death claim under a life insurance policy, what happens to the amount of any existing policy loan?
A. It is deducted from the face amount of the policy together with any interest due.
B. It is canceled, and the beneficiary receives the face amount of the policy.
C. It represents a primary claim against the estate of the insured.
D. The beneficiary has an obligation to pay the amount to the insurance company.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
Which one of the following statements about participating life insurance is true?
A. Policyowners are assessed monthly for losses.
B. The insured must be the policyowner.
C. The insurer must be a stock company.
D. Policyowners may be entitled to receive dividends.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
Sakai -
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