1035 お客様のコメント
質問 1：
A life insurance policy becomes incontestable after it has been in force for:
A. 2 years
B. 6 months
C. 30 days
D. 3 years
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
The Medical Information Bureau may release information in the proposed insured's file to:
A. The insured's employer
B. Employment agencies
C. Member insurance companies
D. Any physician
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
The purpose of licensing insurance agents is to:
A. Monitor insurance sales activity in Maryland
B. Regulate rates to prevent unfair discrimination among insureds
C. Demonstrate that the agent is qualified to act on behalf of insurers in Maryland
D. Limit the number of agents who do business within Maryland
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
If a life insurer denies a policy of life insurance, the insurer shall disclose the results of any medicalexamination administered to determine insurability to the:
A. Physician of the applicant's choice upon the request of the applicant
B. Physician that furnished medical information to the insurer
C. Beneficiary of the policy
D. Company's underwriter
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
The life insurance buyer's guide includes information about all of the following EXCEPT how to:
A. Decide how much life insurance to buy
B. Compare life insurance policy rates
C. Take civil action against an insurer
D. Compare life insurance policy requirements
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
A refusal to do business with a particular individual or business is known as:
A. An injunction
B. A binder
C. An estoppel
D. A boycott
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
Which of the following statements about cash values in whole life insurance policies is true?
A. They typically increase until age 65 and remain level thereafter.
B. They cannot be guaranteed.
C. They result from the level premium concept.
D. They equal the policy face value at age 65.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 8：
How often must insurance licensees subject to continuing education meet the educational requirements?
A. Every three years
B. There is no requirement
C. Each year
D. Every two years
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
A life insurance policy becomes incontestable after it has been in force for:
A. 2 years
B. 6 months
C. 30 days
D. 3 years
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
The Medical Information Bureau may release information in the proposed insured's file to:
A. The insured's employer
B. Employment agencies
C. Member insurance companies
D. Any physician
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
The purpose of licensing insurance agents is to:
A. Monitor insurance sales activity in Maryland
B. Regulate rates to prevent unfair discrimination among insureds
C. Demonstrate that the agent is qualified to act on behalf of insurers in Maryland
D. Limit the number of agents who do business within Maryland
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
If a life insurer denies a policy of life insurance, the insurer shall disclose the results of any medicalexamination administered to determine insurability to the:
A. Physician of the applicant's choice upon the request of the applicant
B. Physician that furnished medical information to the insurer
C. Beneficiary of the policy
D. Company's underwriter
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
The life insurance buyer's guide includes information about all of the following EXCEPT how to:
A. Decide how much life insurance to buy
B. Compare life insurance policy rates
C. Take civil action against an insurer
D. Compare life insurance policy requirements
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
A refusal to do business with a particular individual or business is known as:
A. An injunction
B. A binder
C. An estoppel
D. A boycott
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
Which of the following statements about cash values in whole life insurance policies is true?
A. They typically increase until age 65 and remain level thereafter.
B. They cannot be guaranteed.
C. They result from the level premium concept.
D. They equal the policy face value at age 65.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 8：
How often must insurance licensees subject to continuing education meet the educational requirements?
A. Every three years
B. There is no requirement
C. Each year
D. Every two years
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
Ozawa -
私は完全に初心者でした。ひたすら模擬試験をやりつつ、弱点を埋めていくという流れでやり、約1週間ほどの勉強で合格できました。素晴らしい資料でした。ご対応ありがとうございました。