最新なACAMS Advanced-CAMS-Audit問題集（90題）、真実試験の問題を全部にカバー！

質問 1：
Which KYC-related finding poses the most risk to the organization?
A. Backlogs and delays in maintaining client files in accordance with the organization's policy
B. Sanctions fists that are updated on a periodic basis following an annual risk assessment
C. KYC requirements being considered a low priority not designed into business processes and implemented after product launch
D. KYC processes not being integrated into the business and associated application systems
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 2：
Considering recent changes in the bank's correspondent banking business. Which is the most important risk indicator for the internal auditor to review?
A. The major business activities of the respondent bank.
B. The purpose of the services provided to the respondent bank.
C. The jurisdiction in which the respondent bank is located.
D. The management and ownership of the respondent bank.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 3：
What is the role of the internal audit in the governance process?
A. Periodically evaluate the effectiveness of processes and controls.
B. Execute the corrective action plan.
C. Perform quality assurance testing of transaction monitoring.
D. Monitor the risks of noncompliance with applicable laws and regulations.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)

質問 4：
Following completion of testing and tuning of the parameters and thresholds of the transaction monitoring model which final step should the team recommend as necessary to verify effective model functioning?
A. Audit continuous monitoring
B. Regulatory approvals
C. Model validation
D. Data validation
正解：C
解説: (Pass4Test メンバーにのみ表示されます)

質問 5：
Which action would an auditor take to evaluate design effectiveness?
A. Check whether the policies and procedures are consistent with the authorities' regulations.
B. Carry out a sample check of suspicious activity reports and make sure they are in line with policies and procedures.
C. Confirm that alerts in transaction monitoring have been properly escalated or waived.
D. Confirm that customer records are being kept in accordance with policies and procedures.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)

質問 6：
During a sample review, the auditor notices that an alert was generated for a large deposit that was inconsistent with the customer profile. The customer has had no other incidents in the past 10 years and has provided documents to confirm the deposit as a property sale. What should the auditor do?
A. Consult with the compliance officer.
B. Document the conclusion within the audit work papers.
C. Increase the sample size.
D. Carry out further investigation of this alert.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)

質問 7：
Which does a financial institution (FI) need to do when outsourcing an independent audit?
A. Investigate whether the audit firm has conducted prior audits with the Fl.
B. Choose an audit firm based on price consideration and geographic location.
C. Ensure that the scope of the audit and the experience of the auditors match the needs of the Fl.
D. Select an audit firm based on recommendations from the AMI compliance officer.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)