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質問 1：
Under an absolute assignment, a life insurance policyowner transfers:
A. The requirement to pay premiums to a third party
B. All policy ownership rights to a new owner
C. Limited policy rights to another party
D. Ownership rights as collateral for a loan
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
The "free look" provision in individual health insurance allows the insured a period of time to:
A. Cancel the policy and receive a full refund
B. Change coverage on a policy without changing the premium
C. Try a policy without paying for it
D. Compare insurance policies
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
Renewal of small employer health insurance plans may be denied for all of the following reasons EXCEPT:
A. Nonpayment of premiums
B. Overuse of physician and hospital services
C. Having less than the required number of participants
D. Fraud by the employer
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
The information which gives an insurer necessary personal data regarding an individual and helps determine whether the individual can be insured under an individual health insurance policy is contained in the:
A. Enrollment form
B. Application
C. Policy schedule
D. Agent's statement
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
At policy delivery, to ensure that the insured has NOT experienced adverse medical conditions since the time of application for life insurance, the insured may be required to sign a:
A. Conditional receipt
B. Notice of information practices
C. Disclosure notice
D. Statement of good health
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
Claims settlement practices of insurers are regulated by:
A. State insurance departments
B. Claims adjusters
C. The National Association of Insurance Commissioners
D. The Internal Revenue Service
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
Under an absolute assignment, a life insurance policyowner transfers:
A. The requirement to pay premiums to a third party
B. All policy ownership rights to a new owner
C. Limited policy rights to another party
D. Ownership rights as collateral for a loan
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
The "free look" provision in individual health insurance allows the insured a period of time to:
A. Cancel the policy and receive a full refund
B. Change coverage on a policy without changing the premium
C. Try a policy without paying for it
D. Compare insurance policies
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
Renewal of small employer health insurance plans may be denied for all of the following reasons EXCEPT:
A. Nonpayment of premiums
B. Overuse of physician and hospital services
C. Having less than the required number of participants
D. Fraud by the employer
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
The information which gives an insurer necessary personal data regarding an individual and helps determine whether the individual can be insured under an individual health insurance policy is contained in the:
A. Enrollment form
B. Application
C. Policy schedule
D. Agent's statement
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
At policy delivery, to ensure that the insured has NOT experienced adverse medical conditions since the time of application for life insurance, the insured may be required to sign a:
A. Conditional receipt
B. Notice of information practices
C. Disclosure notice
D. Statement of good health
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
Claims settlement practices of insurers are regulated by:
A. State insurance departments
B. Claims adjusters
C. The National Association of Insurance Commissioners
D. The Internal Revenue Service
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
渡辺** -
Pass4Testのこの問題集はVirginia-Life-Annuities-and-Health-Insurance試験合格を最短で目指す人に最適な1冊だと思います。この本を読んで、大体理解できたと思います！