1045 お客様のコメント
質問 1：
The insurer will issue to the policyowner, for delivery to each person insured under a group life policy, an individual:
A. application.
B. policy.
C. certificate.
D. rider.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
Upon surrender of a whole life insurance policy, which has been in force for AT LEAST 3 full years, and within 60 days after the date the premium payment is due and unpaid, the insurer will
A. extend the grace period.
B. pay a cash surrender value.
C. reimburse all paid premiums.
D. refund premium.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?
A. family term
B. joint
C. whole
D. dual capacity
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
Disability policies MOST often pay benefits in the form of
A. a lump sum reimbursement for wages lost.
B. a lump sum payment based on projected income.
C. an annuity.
D. periodic income.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
A licensee who has a change of address must notify the Insurance Commissioner within
A. 30 days.
B. 120 days.
C. 90 days.
D. 60 days.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
A common disaster provision states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the
A. beneficiary outlived the insured individual.
B. beneficiary and the insured individual died simultaneously.
C. beneficiary was never named on the policy.
D. insured individual outlived the beneficiary.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
A newly hired employee gives his enrollment form to his employer, but due to an administrative error, it is never forwarded to the insurance company. The error is detected 3 months later. What will happen if the clerical error provision is in effect?
A. The employee will have to wait until the next open enrollment period to enroll in the plan.
B. The employee will be allowed to submit an enrollment form and all past due premiums, and will be retroactively insured.
C. The employee will be allowed to submit a new enrollment form and will be enrolled as of the date the new form is accepted.
D. The employer will be required to pay the past due premiums.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
The insurer will issue to the policyowner, for delivery to each person insured under a group life policy, an individual:
A. application.
B. policy.
C. certificate.
D. rider.
正解：C
解説: (Pass4Test メンバーにのみ表示されます)
質問 2：
Upon surrender of a whole life insurance policy, which has been in force for AT LEAST 3 full years, and within 60 days after the date the premium payment is due and unpaid, the insurer will
A. extend the grace period.
B. pay a cash surrender value.
C. reimburse all paid premiums.
D. refund premium.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 3：
Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?
A. family term
B. joint
C. whole
D. dual capacity
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
質問 4：
Disability policies MOST often pay benefits in the form of
A. a lump sum reimbursement for wages lost.
B. a lump sum payment based on projected income.
C. an annuity.
D. periodic income.
正解：D
解説: (Pass4Test メンバーにのみ表示されます)
質問 5：
A licensee who has a change of address must notify the Insurance Commissioner within
A. 30 days.
B. 120 days.
C. 90 days.
D. 60 days.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 6：
A common disaster provision states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the
A. beneficiary outlived the insured individual.
B. beneficiary and the insured individual died simultaneously.
C. beneficiary was never named on the policy.
D. insured individual outlived the beneficiary.
正解：A
解説: (Pass4Test メンバーにのみ表示されます)
質問 7：
A newly hired employee gives his enrollment form to his employer, but due to an administrative error, it is never forwarded to the insurance company. The error is detected 3 months later. What will happen if the clerical error provision is in effect?
A. The employee will have to wait until the next open enrollment period to enroll in the plan.
B. The employee will be allowed to submit an enrollment form and all past due premiums, and will be retroactively insured.
C. The employee will be allowed to submit a new enrollment form and will be enrolled as of the date the new form is accepted.
D. The employer will be required to pay the past due premiums.
正解：B
解説: (Pass4Test メンバーにのみ表示されます)
铃木** -
３週間かけてこのPass4TestのOk-Life-Accident-and-Health-or-Sickness-Producer１冊だけで挑んだところギリギリ合格できました。