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質問 1：
Reinsurance is usually purchased by the
A. regulator.
B. intermediary.
C. insured.
D. insurer.
正解：D
質問 2：
The Principles for Business slate that all customers should be treated
A. to a minimum standard.
B. with due respect.
C. equally.
D. fairly.
正解：D
質問 3：
What type of organisation is the British Insurance Brokers' Association?
A. A specialist regulator.
B. A trade body.
C. A public limited company.
D. An educational body.
正解：B
質問 4：
The principle of indemnity is the
A. obligation of the insurer to pay all valid claims according to the terms and conditions of the policy.
B. placing of the insured, after a loss, in the same financial position as enjoyed immediately before the loss.
C. placing of the insured, at expiry of a policy, in the same financial position as enjoyed at inception.
D. obligation of the insurer to provide a maximum sum insured or limit of liability.
正解：B
質問 5：
A loss adjuster normally acts on behalf of the
A. insured.
B. Financial Ombudsman Service.
C. insurer.
D. Financial Services Compensation Scheme.
正解：C
質問 6：
An owner of a building reduces its sum insured from £1,000.000 lo £500.000 to save premiums. A Tire causes
£300,000 damage to the building. If the building has a reinstatement value of £750,000 and average is applied, how much will the insured receive in settlement?
A. £500.000
B. £150.000
C. £200.000
D. £300.000
正解：C
質問 7：
A storm blew down the wall of a limber building. The failing wall broke electrical wiring, which short-circuited and the resultant sparks caused a fire. The lire brigade used water to put out the fire and the water caused damage to the unburnt contents. What is the proximate cause of the damage to the unburnt contents?
A. The storm.
B. The water damage.
C. The falling wall.
D. The fire.
正解：A
質問 8：
The Financial Services Compensation Scheme was established to help policyholders in the event of
A. the repudiation of liability by an insurer.
B. the financial failure of an insurance company.
C. unreasonable policy terms and conditions.
D. fraud perpetrated by an insurance broker.
正解：B
質問 9：
For which professional is professional indemnity insurance compulsory by statute?
A. A loss adjuster,
B. A loss assessor.
C. A solicitor.
D. A chartered surveyor. .
正解：C
Reinsurance is usually purchased by the
A. regulator.
B. intermediary.
C. insured.
D. insurer.
正解：D
質問 2：
The Principles for Business slate that all customers should be treated
A. to a minimum standard.
B. with due respect.
C. equally.
D. fairly.
正解：D
質問 3：
What type of organisation is the British Insurance Brokers' Association?
A. A specialist regulator.
B. A trade body.
C. A public limited company.
D. An educational body.
正解：B
質問 4：
The principle of indemnity is the
A. obligation of the insurer to pay all valid claims according to the terms and conditions of the policy.
B. placing of the insured, after a loss, in the same financial position as enjoyed immediately before the loss.
C. placing of the insured, at expiry of a policy, in the same financial position as enjoyed at inception.
D. obligation of the insurer to provide a maximum sum insured or limit of liability.
正解：B
質問 5：
A loss adjuster normally acts on behalf of the
A. insured.
B. Financial Ombudsman Service.
C. insurer.
D. Financial Services Compensation Scheme.
正解：C
質問 6：
An owner of a building reduces its sum insured from £1,000.000 lo £500.000 to save premiums. A Tire causes
£300,000 damage to the building. If the building has a reinstatement value of £750,000 and average is applied, how much will the insured receive in settlement?
A. £500.000
B. £150.000
C. £200.000
D. £300.000
正解：C
質問 7：
A storm blew down the wall of a limber building. The failing wall broke electrical wiring, which short-circuited and the resultant sparks caused a fire. The lire brigade used water to put out the fire and the water caused damage to the unburnt contents. What is the proximate cause of the damage to the unburnt contents?
A. The storm.
B. The water damage.
C. The falling wall.
D. The fire.
正解：A
質問 8：
The Financial Services Compensation Scheme was established to help policyholders in the event of
A. the repudiation of liability by an insurer.
B. the financial failure of an insurance company.
C. unreasonable policy terms and conditions.
D. fraud perpetrated by an insurance broker.
正解：B
質問 9：
For which professional is professional indemnity insurance compulsory by statute?
A. A loss adjuster,
B. A loss assessor.
C. A solicitor.
D. A chartered surveyor. .
正解：C
石桥** -
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