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質問 1：
Your client has been targeted by a payments scam that has resulted in him remitting significant sums of money to the entity perpetrating the fraud Your client has traced the payments which revealed that the ultimate beneficiary of the fraud is Company A that appears to be operating from the British Virgin Islands (BVI) Before taking any further action your client would like to confirm if Company A Ltd is incorporated in the BVI.
How can they do this?
A. Conduct a search of the Registry of Corporate Affairs in the BVI
B. Contact the Commercial Division of the High Court of the BVI
C. Contact Company A directly
D. Request the details from the BVI Chamber of Commerce
正解：A
質問 2：
Your client is the family of a man who is deceased. The family remembers stones that their father (the deceased) had a Cayman Islands company where he held his investments. They have located a file containing an old Cayman Islands bank statement in the name of Company A Limited and in care of a post office address. They want to know what information they can find out about the company and the account.
How can they determine if the company still exists?
A. Contact the bank and ask the status of the company
B. Conduct an internet search for the company's name as company information is public
C. Check with the Corporate Registry as this information is public
D. Visit the post office and ask for access to the PO Box
正解：C
質問 3：
A casino needs to hire an auditor (or sensitive financial operations where the employee will have access to large amounts of cash The interviewer needs to be sure that this employee is scrupulously honest lo protect the company.
Which is the MOST effective technique to vet this prospective employee?
A. Review your internal records to determine if the prospective employee has any record of excessive gambling
B. Collect documentation to confirm the prospective employee s educational history
C. Conduct a background check on the prospective employee
D. Require Ihe prospective employee to provide personal references
正解：C
質問 4：
Your firm has been retained aspairof a complex internal fraud case for a large corporation.Aspartof the investigation you are seeking to collect transaction records held in a subsidiary office located in another country.
The country has strict laws governing cross-border sharing of its citizens' personally identifiable information It does allow data sharing under sate harbor agreements with companies that meet certain data protection standards but your company does not currently have the criteria for such an agreement.
You are not sure il the records you are seeking would contain personal information subjecttothe country's data privacy laws but the matter is time-sensitive and reviewing these records is considered essential to move forward.
Which is Ihe BEST next step lo lake in your investigation?
A. Request that the transaction records be transmitted to your country immediately then delete any personally identifiable information during the review process
B. Initiate a review of your company's data protection standards lo identify any needed improvements and start the process to applyfora safe harbor agreement
C. Submit a request to law enforcement in the subsidiary's country to assist with searching and seizing the transaction records
D. Review the transaction records within the subsidiary s country and only transmit relevant non-personal data back to your country
正解：D
質問 5：
You are conducting a due diligence review of one of your firms' high-risk clients He runs an international import/export business and transacts in multiple currencies including Bitcoin. You notice a suspicious outgoing transaction Irom your firm and know your client often converts his currency to Bitcoin Since all transactions are public on the Bitcoin blockchain. you conduct research online and find the following string that coincides with the date, time and approximate amount of your client's transaction.
You want to contact Bitcoin to learn if this is, in fact your client.
Which part of the encrypted transaction can Bitcoin confirm for you?
A. The type of the currency converted to Bitcoin
B. Bitcoin cannot confirm any information
C. If either party is a merchant and the purpose of the transaction
D. The ISP identifier
正解：B
質問 6：
You are in charge of network security for a national financial institution. Despite your best efforts you have suffered a major data breach due to overseas hackers. You are now tasked with reacting to that breach.
Which action should you take immediately?
A. Terminate all external connections to devices that hold sensitive customer data
B. Deploy a new set of proxy firewalls to your intranet
C. Identify the sensitivity of the data and level of impact on the organization
D. Reconfigure all of your access devices lo refuse connections for any IP address that is international
正解：A
質問 7：
The money laundering control officer at a bank has determined that there are three business accounts at the bank that are conducting related high velocity transactions that do not match the profile for the stated business activities of the account. Further investigation determines that the signatories of the three accounts were joint defendants in a civil fraud lawsuit ten years earlier.
Which action must the money laundering control officer at the bank lake?
A. Arrange individual meetings with the account holders and inquire about the transactions
B. Contact the government investigators and report his suspicion that the accounts may be part of a fraud scheme
C. Prepare a Suspicious Activity or Transaction Report (i.e. SAR or STR) and file it with the Financial intelligence Unit (FIU) in the jurisdiction where the bank conducts operations
D. Freeze the accounts until further investigation can be made
正解：C
質問 8：
The CEO of a major publicly traded shipping company becomes awarethatsome of the contracts she negotiated are becomingunfavorableto the company In additionTradehas declined in her country due to the strong U.S. dollar.
Because the CEO believedthatthese contracts were strong and would increaseprofits,she shared this insider knowledge with her family and encouraged them to buy stock in the company Once it was clear the contracts wereunfavorable. she informed her family to sell all of their stock in small amounts to remain "under the radar" and avoid losing their investments. The CEO resigned andthe shipping company declared bankrupt within a few months.
Which are possible legal consequencesofthe CEO's ethical lapses? Choose 2 answers
A. Criminal charges will be brought against the CEO and her family
B. Lawsuits will be filed by shareholders
C. Investigations will be made by the bank that processed the sale of the stock
D. The shipping company will be barred from doing business in the other country
正解：A,B
質問 9：
Ms. Thompson, a compliance manager at a financial institution, is tasked with developing a sanctions compliance program. Which of the following components should be included in the program to ensure comprehensive coverage of sanctions risks?
A. Ongoing monitoring of transactions to detect and report suspicious activities related to sanctions.
B. Conducting market research to identify emerging trends in sanctions enforcement by regulatory authorities.
C. Regular audits of the institution's financial statements to identify potential sanctions violations.
D. Offering financial incentives to employees who achieve high levels of compliance with sanctions regulations.
正解：A
Your client has been targeted by a payments scam that has resulted in him remitting significant sums of money to the entity perpetrating the fraud Your client has traced the payments which revealed that the ultimate beneficiary of the fraud is Company A that appears to be operating from the British Virgin Islands (BVI) Before taking any further action your client would like to confirm if Company A Ltd is incorporated in the BVI.
How can they do this?
A. Conduct a search of the Registry of Corporate Affairs in the BVI
B. Contact the Commercial Division of the High Court of the BVI
C. Contact Company A directly
D. Request the details from the BVI Chamber of Commerce
正解：A
質問 2：
Your client is the family of a man who is deceased. The family remembers stones that their father (the deceased) had a Cayman Islands company where he held his investments. They have located a file containing an old Cayman Islands bank statement in the name of Company A Limited and in care of a post office address. They want to know what information they can find out about the company and the account.
How can they determine if the company still exists?
A. Contact the bank and ask the status of the company
B. Conduct an internet search for the company's name as company information is public
C. Check with the Corporate Registry as this information is public
D. Visit the post office and ask for access to the PO Box
正解：C
質問 3：
A casino needs to hire an auditor (or sensitive financial operations where the employee will have access to large amounts of cash The interviewer needs to be sure that this employee is scrupulously honest lo protect the company.
Which is the MOST effective technique to vet this prospective employee?
A. Review your internal records to determine if the prospective employee has any record of excessive gambling
B. Collect documentation to confirm the prospective employee s educational history
C. Conduct a background check on the prospective employee
D. Require Ihe prospective employee to provide personal references
正解：C
質問 4：
Your firm has been retained aspairof a complex internal fraud case for a large corporation.Aspartof the investigation you are seeking to collect transaction records held in a subsidiary office located in another country.
The country has strict laws governing cross-border sharing of its citizens' personally identifiable information It does allow data sharing under sate harbor agreements with companies that meet certain data protection standards but your company does not currently have the criteria for such an agreement.
You are not sure il the records you are seeking would contain personal information subjecttothe country's data privacy laws but the matter is time-sensitive and reviewing these records is considered essential to move forward.
Which is Ihe BEST next step lo lake in your investigation?
A. Request that the transaction records be transmitted to your country immediately then delete any personally identifiable information during the review process
B. Initiate a review of your company's data protection standards lo identify any needed improvements and start the process to applyfora safe harbor agreement
C. Submit a request to law enforcement in the subsidiary's country to assist with searching and seizing the transaction records
D. Review the transaction records within the subsidiary s country and only transmit relevant non-personal data back to your country
正解：D
質問 5：
You are conducting a due diligence review of one of your firms' high-risk clients He runs an international import/export business and transacts in multiple currencies including Bitcoin. You notice a suspicious outgoing transaction Irom your firm and know your client often converts his currency to Bitcoin Since all transactions are public on the Bitcoin blockchain. you conduct research online and find the following string that coincides with the date, time and approximate amount of your client's transaction.
You want to contact Bitcoin to learn if this is, in fact your client.
Which part of the encrypted transaction can Bitcoin confirm for you?
A. The type of the currency converted to Bitcoin
B. Bitcoin cannot confirm any information
C. If either party is a merchant and the purpose of the transaction
D. The ISP identifier
正解：B
質問 6：
You are in charge of network security for a national financial institution. Despite your best efforts you have suffered a major data breach due to overseas hackers. You are now tasked with reacting to that breach.
Which action should you take immediately?
A. Terminate all external connections to devices that hold sensitive customer data
B. Deploy a new set of proxy firewalls to your intranet
C. Identify the sensitivity of the data and level of impact on the organization
D. Reconfigure all of your access devices lo refuse connections for any IP address that is international
正解：A
質問 7：
The money laundering control officer at a bank has determined that there are three business accounts at the bank that are conducting related high velocity transactions that do not match the profile for the stated business activities of the account. Further investigation determines that the signatories of the three accounts were joint defendants in a civil fraud lawsuit ten years earlier.
Which action must the money laundering control officer at the bank lake?
A. Arrange individual meetings with the account holders and inquire about the transactions
B. Contact the government investigators and report his suspicion that the accounts may be part of a fraud scheme
C. Prepare a Suspicious Activity or Transaction Report (i.e. SAR or STR) and file it with the Financial intelligence Unit (FIU) in the jurisdiction where the bank conducts operations
D. Freeze the accounts until further investigation can be made
正解：C
質問 8：
The CEO of a major publicly traded shipping company becomes awarethatsome of the contracts she negotiated are becomingunfavorableto the company In additionTradehas declined in her country due to the strong U.S. dollar.
Because the CEO believedthatthese contracts were strong and would increaseprofits,she shared this insider knowledge with her family and encouraged them to buy stock in the company Once it was clear the contracts wereunfavorable. she informed her family to sell all of their stock in small amounts to remain "under the radar" and avoid losing their investments. The CEO resigned andthe shipping company declared bankrupt within a few months.
Which are possible legal consequencesofthe CEO's ethical lapses? Choose 2 answers
A. Criminal charges will be brought against the CEO and her family
B. Lawsuits will be filed by shareholders
C. Investigations will be made by the bank that processed the sale of the stock
D. The shipping company will be barred from doing business in the other country
正解：A,B
質問 9：
Ms. Thompson, a compliance manager at a financial institution, is tasked with developing a sanctions compliance program. Which of the following components should be included in the program to ensure comprehensive coverage of sanctions risks?
A. Ongoing monitoring of transactions to detect and report suspicious activities related to sanctions.
B. Conducting market research to identify emerging trends in sanctions enforcement by regulatory authorities.
C. Regular audits of the institution's financial statements to identify potential sanctions violations.
D. Offering financial incentives to employees who achieve high levels of compliance with sanctions regulations.
正解：A
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